Top-Rated Car Insurance in New Hampshire

Start your quote today and get affordable auto insurance in Concord, Manchester, Loudon, Merrimack, Bow, and Throughout NH

Your NH trusted auto insurance agency in Concord NH, since 1954

We compare car insurance quotes from the best NH Car insurance carriers to make sure you always get the lowest auto insurance rates in NH. 

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Since we represent you (not the interests of a car insurance carrier), you get more pricing options, more coverage choices, and fewer headaches. Maybe Progressive car insurance is the best option, or liberty mutual auto insurance might be the right fit. We offer coverage from over 20 top-rated carriers, so you always know you have the best auto insurance policy for your needs.

We compare auto insurance quotes from these insurance companies, and more.

I am writing to express my sincere appreciation for the high standard of customer service that Lori Tobin has provided me for the past few years. Before selecting Davis and Towle to handle my auto insurance I would on a yearly basis shop for around for auto insurance. Since having Lori as my contact with Davis and Towle I have never considered shopping. Lori has been so very responsive, friendly, professional, courteous, and all those other words I could use to describe superb customer service.

Auto Insurance Client in Concord NH

Common New Hampshire Car Insurance Questions:

Does New Hampshire Require Auto Insurance?

In general, New Hampshire is one of the few states that only has financial responsibility laws that apply to drivers; insurance is not compulsory.

Despite this, you are still required to pay for any damages or injuries you may have caused. You might face a lawsuit and be required to pay damages. You will still have to pay for your defense in court even if you were not at fault. In such cases, having New Hampshire car insurance will protect you.

Again, according to Trusted Choice, only about 9.3% of vehicle owners choose to forgo insurance despite the fact that it isn’t required. This is because drivers understand the financial burden that an accident could place on them should they damage their vehicle or be responsible to pay for someone else’s medical bills or auto damage. 

For more information on the specific laws around your financial responsibility as a New Hampshire driver, visit NH.gov

 

How Much Does Car Insurance Cost in NH?

According to Trusted Choice

“On average, New Hampshire drivers pay just $905 per year for their car insurance. This is significantly lower than the national average of $1,311 per year, and actually makes New Hampshire the 5th least expensive state for automobile coverage. “

source: https://www.trustedchoice.com/l/new-hampshire/car-insurance

What does New Hampshire auto insurance Cover?

Typical policies will cover the following:

Collision:

Insures the owner from loss during a collision with another vehicle.

Liability:

Insurance for property damage and injuries to others caused by you while operating your vehicle.

Medical:

Coverage for the driver and occupants of the insured vehicle.

Comprehensive:

Protection from damage caused by things other than vehicle collision.

 

Specialty Coverage Options

Insuring New Hampshire vehicles – from two wheels to twelve!

Whether you need van insurance, classic car insurance, insurance for your motorcycle, or an SR22 in NH…We’ve been insuring New Hampshire drivers for long enough to know how to find the auto insurance that’s just right for you. If you’re not sure what kind of auto coverage you can afford, don’t worry! We can compare auto insurance rates for you.

So if you’re wondering how to choose the best auto insurance in Concord NH, Bedford, Manchester, Loudon, Hooksett, consider our agency your trusted guide.

More safety resources and tips to save on auto insurance in Concord NH, from our blog:

Safe Driving Tips To Save On Premium

Roadside Emergency Kit Checklist