Car Insurance in New Hampshire

The auto insurance rates you need, with the local service you've been missing.

Compare quotes and save money on car insurance in Concord NH and throughout the state. 

Your trusted source for affordable Auto Insurance in Concord NH since 1954

We compare auto insurance quotes from multiple insurance carriers to make sure you always get the best car insurance rates in New Hamsphire.

By working for our clients instead of just one carrier, we offer you more pricing options, more coverage options, and fewer headaches. 

Contact us or request a quote below and get tailored coverage and pricing on car insurance in Concord, Bedford, Manchester, Loudon, Hooksett, Merrimack, Bow and throughout the state. 


Get a free auto insurance quote from your dedicated local Insurance Agency in Concord NH.

New Hampshire Auto Insurance Quote Form:

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Get The Car Insurance You Need, With Ease.

Whether you need to insure you classic car, your custom ride, your motorcycle, your teenage driver, or get a NH SR22…We’ve been insuring New Hampshire drivers for long enough to know how to find the auto insurance that’s just right for you. If you’re not sure whether you need auto insurance in New Hampshire, or what kind of auto coverage you can afford, dont worry! Just call us and we can have an honest chat about your options. That’s what we’re here for. 

What does New Hampshire auto insurance Cover?

Typical policies will cover the following:



insures the owner from loss during a collision with another vehicle.


insurance for property damage and injuries to others caused by you while operating your vehicle.


coverage for the driver and occupants of the insured vehicle.


protection from damage caused by things other than vehicle collision.


Common New Hampshire Car Insurance Questions:
Does New Hampshire Require Auto Insurance?

In general, New Hampshire is one of the few states that only has financial responsibility laws that apply to drivers; insurance is not compulsory. 

Again, according to Trusted Choice, only about 9.3% of vehicle owners choose to forgo insurance despite the fact that it isn’t required. This is because drivers understand the financial burden that an accident could place on them should they damage their vehicle or be responsible to pay for someone else’s medical bills or auto damage. 

For more information on the specific laws around your financial responsibility as a New Hampshire driver, visit

How Much Does New Hampshire Auto Insurance Cost?

According to Trusted Choice

“On average, New Hampshire drivers pay just $905 per year for their car insurance. This is significantly lower than the national average of $1,311 per year, and actually makes New Hampshire the 5th least expensive state for automobile coverage. “



Insuring New Hampshire vehicles – from two wheels to twelve!

Learn more about coverage for specialized vehicles, recreational equipment and other types personal protection products here!

I am writing to express my sincere appreciation for the high standard of customer service that Lori Tobin has provided me for the past few years. Before selecting Davis and Towle to handle my auto insurance I would on a yearly basis shop for around for auto insurance. Since having Lori as my contact with Davis and Towle I have never considered shopping. Lori has been so very responsive, friendly, professional, courteous, and all those other words I could use to describe superb customer service.
Auto Insurance Client

Gilford, New Hampshire