Top-Rated General Liability Insurance in NH

The place to go for afforable general liability insurance in Concord NH, since 1954

NH General Liability Insurance Quote Form:

No-Obligation Price Estimate for Your General Liability Insurance

  • This field is for validation purposes and should be left unchanged.

|

Why Choose Davis & Towle For Your NH General Liability Needs?

Our commercial insurance agency in Concord makes it easy and straightforward to find out how much a NH general liability will cost your business. Since 1954 we’ve been working with business owners throughout the state to evaluate the best general liability insurance policy in NH based on their liability exposure and budget.  Whether you need a fast contractors general liability policy, or you’re a small business with a storefront property – We’ve seen it all, and we know what you need. 

General liability coverage is design to protect your business against  claims that arise when those accidents and oversights turn into lawsuits. When sound liability coverage meets budget requirements, it is truly an ally to any company. It is not just a piece of paper, but a safeguard that we have seen save businesses from financial disaster.

Liability Protection for Every Type of Business

If you need a cheap general liability policy in New Hampshire, we’re here for you. If you want a liability insurance policy in Concord NH with all the bells & whistles, we have that too!

contractor

 

Talk to us today to discover great coverage, service and rates on general liability insurance in Concord, Hooksett, Manchester, Bedford, Pembroke, Loudon, Goffstown, and all of New Hampshire

What Does General Liability Insurance Cover?

Third Party Liability Coverage
Bodily Injury and Property Damage Liability

Bodily injury and property damage coverage protects you against losses from bodily injury or property damage to others for which you are legally liable. The loss must arise out of the business’ insured premises or operations.

EXAMPLES:

A) While visiting your business, a customer trips on loose flooring and is injured.

B) An employee in your painting or construction business accidentally leaves water running, causing substantial damage to a customer’s home.

Personal and Advertising Injury
Personal and Advertising Injury

Personal and advertising injury liability protects your business against claims brought against you for the following offenses:

  • Slander
  • The use of others advertising ideas without their consent
  • Copyright Infringement
  • Malicious Prosecution
  • False Arrest
  • Wrongful Entry / Invasion of Privacy
EXAMPLES:

A) While visiting your business, a customer trips on loose flooring and is injured.

B) An employee in your painting or construction business accidentally leaves water running, causing substantial damage to a customer’s home.

NH general liability coverage
Medical Payments

Medical coverage provides limited payments for injuries sustained by a third party, when they occur on business premises or due to your business operations. This line of coverage is unique in that it can be triggered without legal action, in order to quickly and efficiently settle smaller medical claims without litigation.

EXAMPLE:

A shopper in your antique store falls into a mirror – breaking it and cutting their arm. They require a trip to the emergency room and ten stitches. You simply file a claim within the limited medical pay coverage limits, and the insurer would pay the damages without any party having to deal with the question of liability.

 

Compare Quotes From These Insurance Carriers & More When You Work With Davis & Towle Insurance in Concord NH

liability insurance quote New Hampshire