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FEATURED MONTHLY CONTENT

Comply with OSHA’s agriculture machine guarding requirements.

This checklist covers regulations issued by OSHA under the agricultural standard 29 CFR 1928.57. It applies to
hazards associated with moving machinery parts of farm field equipment and farmstead equipment. This checklist does not address the regulations dealing with cotton gins. If cotton gins are encountered, consult 29 CFR 1928.57.

Click to Download : Guarding of Farm Equipment Checklist

These links are being provided as a convenience and for informational purposes only; they do not constitute an endorsement or an approval by Davis & Towle of any of the products, services or opinions of the corporation or organization or individual. Davis & Towle Insurance Group bears no responsibility for the accuracy, legality or content of the external site or for that of subsequent links. Contact the external site for answers to questions regarding its content.

Bridging the gap between coverage & clarity.

As a local insurance agency, we are invested in providing straightforward solutions, honest insight and helpful resources to our community. Gone are the days of insurance being a necessary evil; Davis & Towle has brought value back into the conversation. Whether or not you’re a client, we are still here as a resource for personal and business insurance insight and we welcome inquiries.

New Hampshire Business Insurance Resources

Santa Clara University’s : Business Plan Template

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How to Prepare for an OSHA Visit

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Safe Technology Checklist for Businesses

From the NCSA and stopthinkconnect.org

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New Hampshire – Required Workplace Posters

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COVID-19 RISK EXPOSURE SCORING FOR OFFICE SETTING

From the National Safety Council

This COVID-19 risk exposure index serves as guidance for office settings, taking into account three broad categories of Location, Interaction, and Task.

Based upon the total risk exposure score, individuals can undertake one of three levels of risk mitigation activities consisting of a combination of physical distancing, hand washing, and face covering.

Download Exposure Index

New Hampshire Personal Insurance Resources

Roadside Emergency Kit

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Simple Guide to Life Insurance Terms

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Personal Insurance Glossary

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Retirement Planning Calculator

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Credit Card Pay-off Calculator

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Fall Home Maintenance Checklist

Fall Home Maintenance Checklist 2019

Do I Have Enough Insurance Coverage?

by | June 20, 2025 | Blog | 0 Comments

Let’s be honest… insurance isn’t something most people love thinking about. It’s not as fun as planning your next vacation or as urgent as fixing a leaky faucet. But when something unexpected happens (and life has a way of throwing curveballs), having the right...
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Davis & Towle Insurance Group Announces Christopher Nicolopoulos to be CEO: Other Leadership Changes

by | June 2, 2025 | announcements, Blog | 0 Comments

Davis & Towle Insurance Group, headquartered in Concord, NH with 13 locations across the state and into Maine, is proud to welcome former NH Insurance Commissioner, Christopher (Chris) Nicolopoulos as the agency’s new Chief Executive Officer (CEO). With Chris’s...
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Davis & Towle Insurance Group Announces Acquisition of Tobey & Merrill Insurance / Merger of Tobey & Merrill and D.B. Warlick & Co

by | May 15, 2025 | announcements, Blog | 0 Comments

Davis & Towle Insurance Group, headquartered in Concord, NH with 13 locations across the state, is pleased to announce their recent acquisition of Tobey & Merrill Insurance in Hampton.  While the agency will operate under Davis & Towle’s ownership, the...
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Why Customizing Your Insurance Coverage Is Key to Protecting What Matters Most

by | September 9, 2024 | Blog | 0 Comments

When it comes to insurance, it’s easy to think of it as a one-size-fits-all solution. After all, most people have homeowners, auto, or health insurance, right? But here’s the truth: not all insurance policies are created equal, and relying on generic coverage could...
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Why Car Insurance Rates Are Rising: An In-Depth Look

by | August 7, 2024 | Blog | 0 Comments

In recent years, many drivers have noticed a significant increase in their car insurance premiums. This trend is not just a minor fluctuation; it reflects broader changes in the insurance industry and driving environment. Understanding the factors behind these rising...
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Davis and Towle Insurance Announces Recipient of 2023 Holiday Donation

by | December 29, 2023 | Blog | 0 Comments

Davis and Towle Insurance, a top-rated independent insurance brokerage in NH, has again teamed up with Central Insurance, a leading insurance provider of personal and commercial insurance, to make a $4,800 holiday donation to the local non-profit, The Friendly Kitchen...
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Announcing the Addition of Marshall Insurance Agency

by | January 6, 2023 | announcements, Blog | 0 Comments

Davis & Towle Insurance Is Pleased To Announce the Addition of Marshall Insurance Agency [Concord, NH]: Davis and Towle Insurance Group announced on January 6, 2023, that it has acquired Marshall Insurance Agency with offices in Lancaster and Berlin, New...
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Davis & Towle Insurance and Central Insurance announce 2022 Holiday Donation Recipient

by | December 22, 2022 | announcements, Blog, Community | 0 Comments

Announcing Our 2022 Holiday Donation to The Friendly Kitchen Davis & Towle Insurance Group, a top-rated NH insurance agency, has partnered with Central Insurance, a leading provider of personal & commercial insurance provider, to make a $5,000 holiday donation...
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What You Need To Know About Insuring Your Side Hustle

by | October 31, 2022 | Blog, Business | 0 Comments

Side Hustles and Entrepreneurism Have Risks: Are You Covered?After businesses shuttered and U.S. workers were sent home at the height of the pandemic in 2020, a report from Dollar Sprout revealed that more that 27% of those with a side hustle rely on that income to...
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The Power of Voluntary Benefits: Recruit & Retain

by | August 18, 2022 | Blog | 0 Comments

Recruit and Retain: The Power of Voluntary BenefitsVoluntary benefits allow employers to offer benefits that are attractive to employees without added cost to the company. As health care costs continue to rise, so has the value of voluntary benefits. Many employers...
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7 Firework Safety Precautions

by | June 28, 2022 | Blog, Personal Safety | 0 Comments

Fireworks—even hand-held sparklers—are dangerous and can easily cause severe injuries. Always follow these fireworks safety tips, and consider these glowing alternatives to fireworks.

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How To Make an Emergency Supply Kit For Your Family

by | March 3, 2022 | Blog | 0 Comments

Ready to start making your family's emergency supply kit? Download & print our comprehensive checklist and start plugging away!The Basics Everyone should have some basic supplies on hand in order to survive for at least three days if an emergency or disaster...
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Davis & Towle Insurance and Co-operative Insurance Award Grant to Gather of Portsmouth NH

by | January 25, 2022 | announcements, Blog, Community | 0 Comments

[Concord, NH / January 25, 2022] Gather of Portsmouth NH receives a $2,000 gift from Davis & Towle Insurance Group and Co-operative Insurance Companies. The gift, awarded as part of Co-op’s Community Grants program, will be used for Gather’s Meals 4 Kids and...
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10 Tips To Help Navigate The Sharing Economy Insurance Implications

by | January 3, 2022 | downloads | 0 Comments

Sharing is caring! From home sharing to ride sharing and more, here are some tips to navigate the sharing economy while avoiding common pitfalls. Download the PDF from NAIC Download Tip Sheet
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Davis & Towle Insurance and Co-Operative Insurance Announce Year-End Donation To The Henniker Food Pantry

by | December 27, 2021 | Blog, Community | 0 Comments

[Concord NH, 12/27/21 ] : Davis & Towle Insurance is happy to announce that it has teamed up with Co-Operative Insurance to support the Henniker Food Pantry with a year-end donation. The Henniker Food Pantry will receive $2,000 from Davis & Towle Insurance...
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Davis & Towle Partners With Central Insurance To Make Holiday Donation to The Friendly Kitchen

by | December 21, 2021 | Blog, Community | 0 Comments

NH Insurance Agency gives back with a $5,000 contribution to Concord based soup kitchen. [ Concord NH, 12/21/2021 ] : Davis & Towle Insurance Group, a locally owned independent insurance agency, has teamed up with Central Insurance Companies to make a holiday...
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Snow Removal Planning for Businesses – Resources & Recordkeeping

by | December 6, 2021 | Blog, Business | 0 Comments

Snow Removal for Commercial Properties Winter Weather Record Keeping Tools for BusinessesKeep reliable records. Track when snow was removed from your property and walkways. The Importance of Snow Removal Planning for Businesses Owners and managers of commercial...
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Fill Commercial Coverage Gaps with Inland Marine Insurance

by | November 15, 2021 | Blog, Business | 0 Comments

Inland marine insurance was once used strictly in the ocean marine industry to protect against property losses before, during and after water transfers. As the non-ocean aspect of the cargo journey developed, cargoes were transferred to barge, and the term “inland...
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Jeffrey Towle Receives Honorary Alumni Award From New England College

by | October 6, 2021 | Blog, Community | 0 Comments

Owner of Davis & Towle Insurance Group Recognized for Contributions to NH Educational Institution   On Friday October 1st, 2021, New England College (NEC) presented the honorary alumni award to Jeffrey Towle, president of Davis & Towle Insurance Group....
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NH Auto Insurance Discounts – Pay Less For Car Insurance

by | September 24, 2021 | auto, Blog, discounts | 0 Comments

At any point you could qualify for a car insurance discount from a specific carrier - in fact, you may qualify for many. That's what's so great about working with us; you can access different discounts from many carriers in one place, rather than being restricted to...
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