New Hampshire Workers Compensation Insurance

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Workers Compensation in Concord NH

Experience NH Workers Compensation Insurance With Davis & Towle On Your Side.

At Davis & Towle Insurance Group, we specialize in providing comprehensive workers’ compensation insurance solutions tailored to meet the unique needs of your business. Our expert team is dedicated to helping you create a safer, more productive workplace, which in turn leads to stable, affordable workers’ compensation rates and satisfied employees.

If you’re searching for the best workers’ compensation insurance in Concord, NH, look no further. By partnering with us, you’ll receive personalized service and expert guidance every step of the way. Fill out our quote request form below to get started and protect your business and employees with the right coverage.

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New Hampshire Workers Compensation Insurance

Coverage Basics

Workers’ compensation is a legal requirement for all employers in New Hampshire, but navigating the complexities of these regulations can be challenging. With no two states having the same set of laws and regulations, it’s crucial for employers to understand the specific rules in every state where they operate. Failing to comply with workers’ compensation requirements can lead to serious consequences that are rarely gentle.

Why is it important to understand workers’ compensation laws?

  • State-Specific Regulations: Each state has its own unique set of laws governing workers’ compensation, meaning what works in one state may not apply in another.
  • Compliance Matters: Ensuring compliance with these laws is not just a legal obligation but a critical step in protecting your business from hefty fines, legal action, and potential harm to your employees.
  • Expert Guidance: At Davis and Towle Insurance Group, we help you navigate these complex regulations, providing the expert guidance you need to stay compliant and safeguard your business.

Don’t leave your business exposed to risks. Spend time getting to know the workers’ compensation rules for the states you operate in and let Davis and Towle Insurance Group assist you in maintaining compliance. Contact us today to learn more about how we can help protect your business and employees.

Workers’ Compensation policies typically provide for the following:
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Income Replacement:

Income replacement benefits are paid during an employee’s period of disability (not able to work). The scope of the disability and whether it is permanent or temporary usually defines the benefit that is received. The weekly payment amount is a percentage of the worker’s weekly wage. Most states set up income replacement to be paid for as long as the employee is disabled.  There are a few though that specify a maximum number of weeks.
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Medical expenses:

If injured on the job, an employee’s medical treatment costs will be paid by your workers compensation policy.  This might include payment for surgical and emergency medical services, doctor appointments, physical therapy, prescription medications etc.
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Death Benefit:

In the event of a work-related death, workers’ compensation coverage provides $10,000 in burial expenses, and weekly benefits for a spouse and dependents up until any qualifying events such as marriage or the dependent reaches a certain age.

New Hampshire Workers Compensation Insurance In Concord NH

Resources:

Workers' Compensation Fact Sheet
Mandatory Posters
Self-Inspection Checklist

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